Home/Dental Implants/Cost & Financing
Implant Cost · Financing · Insurance

Honest numbers.
No games.

Most dental offices make you call for pricing. We publish ours. You should be able to plan, compare, and decide whether we're the right fit before you book anything.

Why we publish our prices.

Dental work is expensive and personal. Hiding the cost behind "call for a consultation" wastes everyone's time, forces you to take off work just to get a number, and creates uncomfortable sales-style conversations once you're in the chair.

We'd rather you know up front, decide whether our range fits your budget, and come in only if it does. If we're not the right fit, we'll tell you — and sometimes recommend someone who is.

Our pricing,
line by line.

These are typical 2026 ranges for common implant work in our area. Your exact cost depends on bone condition, materials, and whether extractions or grafting are needed. We quote every case in writing after the consultation.

Implant Consultation + 3D Scan

$250–$450
before insurance

One hour. Exam, cone-beam 3D imaging, review of your options, and a written treatment plan with a price quote.

Often covered by insurance as a diagnostic visit.

Single-Tooth Implant (Complete)

$4,000–$6,000
per tooth, complete

Everything included: implant placement, abutment, and final crown. The gold standard for permanent single-tooth replacement.

Financed ≈ $5,000
~$88/mo · 7-yr
~$115/mo · 5-yr

Implant-Supported Denture

$9,000–$15,000
per arch

A snap-on or fixed denture anchored by two to four implants — a dramatic stability upgrade over traditional dentures, at a lower cost than full-arch.

Financed ≈ $12,000
~$215/mo · 7-yr
~$275/mo · 5-yr

Full-Arch (Acrylic) — All-on-4

$25,000–$30,000
per arch

Four to six implants per arch anchoring a full fixed set in high-grade acrylic on titanium — the entry tier for full-arch. Learn more →

Financed ≈ $27,500
~$490/mo · 7-yr
~$630/mo · 5-yr
Most Chosen

Full-Arch (Zirconia Hybrid)

$30,000–$40,000
per arch

Zirconia teeth on an acrylic base, on four to six implants — stronger, more natural-looking, and longer-lasting than pure acrylic. The sweet spot for most full-arch patients.

Financed ≈ $35,000
~$620/mo · 7-yr
~$805/mo · 5-yr

Full-Arch (Full Zirconia)

$45,000–$55,000
per arch

Monolithic zirconia — the strongest, most stain-resistant, longest-lasting option. Often a lifetime restoration with proper care.

Financed ≈ $50,000
~$890/mo · 7-yr
~$1,150/mo · 5-yr

Hover or tap any row for the details and estimated monthly payment.

Every case is different — these are typical 2026 ranges, and your actual quote comes in writing after the 3D scan and exam. Monthly figures are approximate, based on CareCredit at 14.9% APR extended terms; promotional 0% plans (6–24 months) are often available for part of the balance, and insurance can reduce these numbers further.

Why two patients
get different quotes.

Variable 01
How many teeth?

One missing tooth is very different from a full arch. The surgery, materials, and lab work all scale with scope.

Variable 02
Bone condition

Healthy bone = straightforward placement. Years of missing teeth or denture wear can thin the bone, requiring grafting.

Variable 03
Material choice

For full-arch, the difference between acrylic and full zirconia is ~$20K. For single teeth, gold vs porcelain vs zirconia crowns each have different prices.

Variable 04
Extractions needed

Teeth that need to come out before implant placement add to the total. Often partially covered by insurance.

Variable 05
Anesthesia

Local anesthetic is included.

Variable 06
One arch or both?

Doing both arches in the same visit offers some economy of scale — but many patients space them out for easier recovery.

Four ways
to pay for this.

Option 01

Pay in full

Cash, check, or card at the time of service. Best for smaller cases or patients who've budgeted ahead.

Discount: We offer a 5% courtesy discount for full payment upfront on cases over $5,000.
Option 02

Dental insurance

Most PPO plans cover portions of the work (often 50–80% on extractions, crowns, and bone grafting). Most do not cover the implant itself.

What we do: We submit your case to insurance before treatment so you know what's covered before committing.
Option 03Most used

CareCredit financing

Dental-specific financing. Monthly payments spread across 24 to 84 months. Most full-arch patients use this for the portion insurance doesn't cover.

Typical rates: 0% interest on plans up to 12 months (if credit-approved). Longer terms at 14.9–17.9% APR.
Option 04

Other financing partners

We work with several dental financing companies beyond CareCredit, including LendingClub Patient Solutions and Proceed Finance — useful if your credit isn't a fit for CareCredit.

We help compare: We don't profit from the financing. We just want you to find the option that works for your situation.

How we
work with insurance.

We accept most PPO plans and submit claims on your behalf. We're not a registered Medicaid provider. For implant work specifically, here's what to expect from insurance.

Usually Covered
Extractions, X-rays, exams, bone grafting, crowns, anesthesia
Typical coverage: 50–80% after deductible, up to your annual maximum (commonly $1,500–$3,000).
Sometimes Covered
The implant itself (titanium post placement)
Newer plans and premium tiers often cover 25–50%. Older and basic plans often exclude implants entirely. We'll check your specific plan.
Rarely Covered
Full-arch cosmetic materials (upgraded zirconia)
Insurance typically covers at the rate of a "standard" denture. The difference between that and zirconia comes out of pocket.
What we do

Before you commit to treatment, we submit a pre-determination to your insurance company. They send back exactly what's covered. Only then do we finalize your out-of-pocket. You'll never get a surprise bill.

Why implants
aren't cheap.

We get this question a lot. The honest answer is that a dental implant — especially full-arch — is a medical device implanted in your body and designed to last decades. It's closer to joint replacement than to a filling.

Every implant uses medical-grade titanium, custom-milled zirconia or porcelain, and precision components from specialized manufacturers. The surgery requires 3D imaging, surgical guides, specialized instruments, and anesthesia. The lab work is custom-made for your mouth. Your dentist spent years focused on implant dentistry after dental school.

Done well, implants last 20–30+ years. Done cheaply overseas or at discount chains, they often fail within 5, costing more to redo than the original properly-done case would have.

Our pricing reflects the materials, the dentist's experience, and the expectation that this lasts.

The money
questions.

Is it cheaper to go overseas for implants?
On paper, yes — clinics in Mexico, Costa Rica, or Eastern Europe can be 40–60% less. In practice, the cost of revisions and failures often brings it back to parity or higher. If complications happen after you return home (infection, loose implant, misaligned bite), you'll pay a US dentist full price to fix someone else's work. We see this happen. If you're genuinely considering it, we'd rather you call and talk through the risks than just disappear.
What if I can only afford one arch?
That's a common situation. Most patients start with the arch that's giving them the most trouble — usually the upper. You live with that for 6–12 months, then come back for the lower when finances allow. There's no clinical reason they have to happen together.
Do you ever negotiate pricing?
Not really. We offer a 5% courtesy discount for full upfront payment on cases over $5,000, and that's our standard offer. We've published our prices specifically so patients don't feel like they need to negotiate — the number you see is the fair number.
Can I use HSA or FSA funds?
Yes. Dental implants are an eligible medical expense for HSA (Health Savings Account) and FSA (Flexible Spending Account) funds. If you have either, you can use those pre-tax dollars toward the work. Many patients combine HSA funds with CareCredit to reduce the financed amount.
Can implants be tax-deductible?
Medical and dental expenses that exceed 7.5% of your adjusted gross income can be deducted if you itemize. For a large case like full-arch, many patients qualify. Talk to your tax preparer — we'll provide an itemized invoice for your records.
What's the deposit to get started?
For single implants, we typically take payment in stages — a portion at surgery, balance at final crown placement. For full-arch, we require roughly 50% at surgery to cover the custom lab work, with the balance at the final restoration. Exact terms are set during treatment planning. Financing can be arranged to cover either timeline.

Ready for a
written quote?

Book a consultation. We'll take a 3D scan, build your treatment plan, run your insurance, and hand you a written quote with no pressure to decide on the spot.

Book a Consultation