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New Patients · Welcome

Here's what to
expect before
your first visit.

Nobody enjoys a new dental office. The unfamiliar paperwork, the wondering what insurance will cover, the hope that the dentist is actually gentle. We get it. Here's exactly what to expect — so there are no surprises.

A warm welcome for new patients at St. Clair Family Dentistry
60min
First visit
Exam + X-rays + cleaning
Most
PPO plans
Insurance accepted
We submit your claim
Free
Parking
Right out front
4.9
Patient rating
915+ Google reviews

What to
bring.

Make your first visit smooth. Bring these four things and we can get you seated quickly instead of filling out paperwork at the front desk.

1
Photo ID

Driver's license, state ID, or passport. Standard for any medical visit.

2
Insurance card

Physical card or a clear photo of the front and back. We'll verify benefits and tell you what's covered before any work.

3
List of medications

Including over-the-counter and supplements. Many affect dental treatment and bleeding. A photo of your pill bottles is fine.

4
Recent X-rays (if you have them)

If you've had X-rays at another office within the last year, we can request them directly — or you can bring a copy. Saves us from retaking them.

Paperwork shortcut
Fill out new-patient forms ahead of time.

We'll email you a link to secure online forms after you book. Fill them out on your phone or computer — takes about 10 minutes. Get seated right when you arrive.

Book now to get forms →

What happens
once you're in the chair.

Plan on 60–90 minutes for a typical first visit. Here's a walk-through so nothing is a mystery.

1
Arrive & check in · ~10 min

Front desk confirms your insurance, reviews your paperwork, and walks you to a treatment room. Comfortable waiting area with free water & coffee if there's any delay.

2
X-rays & photos · ~10 min

A set of digital X-rays (much lower radiation than film) and a few intraoral photos. This gives us a full baseline of your mouth so we can catch anything concerning early.

3
Comprehensive exam · ~20 min

Dr. Buckley or Dr. Darrow examines each tooth, checks your gums, screens for oral cancer, and reviews your X-rays with you on the screen. We explain what we see and ask about your priorities.

4
Cleaning (if appropriate) · ~30 min

If your gums are healthy and you're due for a cleaning, the hygienist handles it in the same visit. If you have gum disease requiring deep cleaning, we'll schedule that separately.

5
Plan & checkout · ~10 min

If we found anything that needs attention, we give you a written treatment plan with costs — including what your insurance covers and what's out of pocket. You decide what to schedule and when. Nothing is pressured.

Comfort matters
We know most people don't love being here.
  • ·Nitrous oxide (laughing gas) available for anxiety. Takes the edge off without making you loopy.
  • ·Noise-canceling headphones & blankets available on request.
  • ·Hand signals agreed up front — if you need to pause, lift your hand. We stop immediately.
  • ·We explain before we do. Nothing surprises you mid-procedure.
  • ·IV sedation available for longer procedures, administered by a licensed anesthesiologist.
If you have severe dental anxiety, tell us when you book. We have time for anxious patients and can plan accordingly.

How insurance
actually works here.

We accept most major PPO dental plans. We are not a registered Medicaid provider. Here's what that means in practice.

Step 01
We verify your benefits before your visit.

After you book, we call your insurance to confirm coverage, remaining annual maximum, and deductible status. You'll know what's covered before you walk in — not after.

Step 02
We submit claims for you.

We bill your insurance directly. You don't fill out claim forms or mail receipts. You pay your estimated portion at checkout, and we handle the rest.

Step 03
For larger work, we submit a pre-determination.

Before crowns, implants, or major treatment, we submit a pre-treatment estimate to your insurance. They send back exactly what they'll cover. Only then do we finalize your out-of-pocket cost — and put it in writing.

Plans we commonly accept
· Aetna
· Ameritas
· Anthem BCBS
· Cigna
· Delta Dental
· GEHA
· Guardian
· Humana
· MetLife
· Principal
· Sun Life
· United Concordia
· United Healthcare
Don't see yours? Call us at 636.629.1103 — we accept most PPO plans even if they're not listed above.

Four ways
to pay.

Option 01

Insurance & copay

For routine work — cleanings, exams, fillings — insurance typically covers 80–100%. You pay a small copay at checkout. Cash, check, debit, or credit.

Best for: cleanings, small restorations, exams
Option 02

Pay in full

For cash patients or larger cases: pay in full at the time of service. We offer a 5% courtesy discount for upfront payment on cases over $5,000.

Best for: crowns, bridges, implants if you have the funds
Option 03Most used

CareCredit financing

Dental-specific financing with 0% promotional terms on 6–24 month plans, or extended terms up to 84 months at standard rates. Approval usually happens in minutes.

Best for: implants, full-arch, larger restorative cases
Option 04

HSA, FSA, & tax deductions

Dental work is an eligible expense for Health Savings Accounts and Flexible Spending Accounts. Large cases may also be deductible if medical expenses exceed 7.5% of your AGI.

We provide itemized receipts for tax purposes.

Questions
new patients ask.

How far in advance should I book my first visit?
For a new-patient exam & cleaning, we usually have availability within 1–3 weeks. For implant consultations, typically 1–2 weeks. For emergencies, often same or next day — just call.
Can I request a specific dentist?
Yes. Tell us when you book. Dr. Buckley and Dr. Darrow both see new patients. Dr. Darrow handles most implant consultations and surgical work.
Do you see kids?
Yes, age 3 and up. We do first dental visits, cleanings, sealants, fluoride, and fillings for children. For complex pediatric cases we sometimes refer out, but most routine kids' dentistry we handle in house.
I haven't been to the dentist in years. Will you judge me?
No. Life happens. Fear, finances, moving, COVID — there are a hundred reasons people end up going years between visits. We focus on where you are today and what would help. No lectures.
What if I don't have insurance?
We still see you. Cash-pay rates for standard visits (exam, X-rays, cleaning) are typically $200–$350. CareCredit financing is available for larger cases, and we'll always provide a written estimate before any work.
Is the office wheelchair accessible?
Yes. Single-floor, step-free entry, wide doorways, accessible parking spaces out front, accessible restroom. Our new building opening Fall 2026 has expanded accessibility throughout.

Ready to
get on the schedule?

Book your first visit online or give us a call. We'll verify your insurance, email you the forms, and get you in soon.